At OGF, alternative investments are a critical pathway to a more secure and prosperous financial future for you. Because Alternative Investments encompass a broad spectrum of assets such as commodities, digital assets, structured products, REITS, collectibles, private equity, venture capital, hedge funds, and more, it provides diversification, risk mitigation, and the potential for higher returns. They serve as a hedge against market volatility and offer opportunities not bound by or correlated to conventional investments.  

OGF is crafted with a keen eye on sectors and asset classes to ensure that the risk-reward ratio is optimally balanced within our dynamic portfolio mix. Our approach seeks to avoid over-exposure to any specific asset class. Click here to learn more about the different asset classes.

OGF is a medium-risk fund. Loss to capital, if any, will be minimal as the risk ratios are capped. We have designed a well-adjusted fund to ensure we are not overly exposed to any asset class and to remain compliant with global ESG goals.

The fund has a 2-year tenure. Every contribution is scheduled to run for 2 years with an annual payment of returns.

OGF delivered over 5% return in less than six months in 2023. It is poised to match or beat best performing hedge funds around the world that are not within reach for most African investors.

The projected return on investment is currently between 10%-18%+ per annum. Depending on global market dynamics, ROI could go as high as 20%. We believe that every investor deserves the chance to reap the rewards of their hard-earned funds, regardless of the size of their investment. That's why we have also put in place a performance incentive motivating us to exceed this projected target.

Clients have the option for returns to be paid out into their bank accounts or to be reinvested in the fund.

The fund is not subject to income, withholding, or capital gains taxes in the Cayman Islands. Further details on tax implications in your country of residence can be obtained from your tax advisor.

The Cayman Islands provides global access to Africans and diasporans, and ensures ease of entry and exit for clients.

individuals, corporate and institutional investors. In keeping with our philosophy that access to wealth is a right for every African, not a privilege, we aim to eliminate any discrepancies between retail and institutional investors. OGF welcomes both African and diasporan investors alike on this exciting journey of a more inclusive financial future for all.

A family office or trust may invest in OGF. Please contact us about this provision, if you are a US person.

OGF provides an investment opportunity to the middle-class and mass affluent who are traditionally excluded from global funds. Additionally, the fund helps African investors to hedge against currency devaluation, inflationary pressures, and political exposure on the continent.  

African investors have historically faced significant barriers to global funds due to stringent due diligence and KYC requirements, unlike their European or American counterparts. At OGF, we are committed to upholding AML/CTF compliance standards while recognizing the unique inclusion challenges faced by African investors. Therefore, we have designed a fund that considers the African context, alongside a KYC process that does not discriminate or systematically exclude potential investors. We firmly believe that the color of one's passport should not be a barrier to accessing opportunities for financial prosperity. By providing access, we aim to create a fairer world where everyone has a chance to prosper.

OGF is a fund of funds, with four distinct funds that you can choose from, depending on your capital and return expectations. Sahara Fund starts at $1,000, Sahel Fund  at $20,000, Nile Fund at $100,000, and Zambezi Fund, targeting catering to institutional investors at $250,000.

Yes, you can invest with others to make up the minimum amount. But a single entity must represent you.

The KYC and onboarding fees are set at $25 for the Sahara Fund, $50 for the Sahel Fund, $75 for the Nile Fund, and $100 for the Zambezi Fund.

This fee covers the administrative cost of documentation verification.

You can re-invest monthly with a minimum of $1,000  after your initial subscription in any of the funds.

The fund has an initial lock-in period of two years. However, you receive returns annually.

Please view the required KYC documents.

Retail ($10,000 and below)

1. A certified true copy of the current valid international passport or current valid   driving license.
2. An original utility bill or original bank or credit card statement or original bank reference, issued within the last 3 months to establish a place of residence.
3. Source of Funds - Bank statements for the last 3 months or refer to the list on the source of funds form.
4. Filled out and signed source of funds form.

Retail (Above $10,000)

1. A certified true copy of the current valid international passport or current valid   driving license.
2. An original utility bill or original bank or credit card statement or original bank reference, issued within the last 3 months to establish a place of residence.
3. Source of Funds - Bank statements for the last 3 months or refer to the list on the source of funds form.
4. CV.
5. Filled out and signed source of funds form.

Companies established within the last 12 months

1. A certified true copy of the certificate of incorporation or registration.
2. Register of Shareholders with percentage holding.
3. Register of Directors.
4. A certified true copy of a list of authorized signatories.
5. KYC documents (Identity document & proof of address) on any two executive company directors and substantial shareholders (i.e., holding 10% or more of the company). As for individual shareholders/ beneficial owners, the same as above.
6. Source of Funds - Bank statements for the last 3 months or refer to the list on the source of  funds form.
7. Filled out and signed source of funds form.

Listed or established companies

1. A certified true copy of the certificate of incorporation or registration.
2. Latest audited accounts.
3. A certified true copy of a list of authorized signatories.
4. KYC documents (Identity document & proof of address) on any two executive company directors and substantial shareholders (i.e., holding 10% or more of the company). As for individual shareholders/ beneficial owners, the same as above.
5. Source of Funds - Bank statements for the last 3 months or refer to the list on the source of funds form.
6. Filled out and signed source of funds form.

Trusts

1. Documents required for the principals of the trust (Trustee, Beneficiaries, Settlor, Protector) as above for individuals or companies as applicable.
2. A certified true copy of the trust deed or pertinent extract thereof.
3. Certificate of registration, where applicable.
4. Details of the registered office and place of business of the trust.
5. Source of Funds - Bank statements for the last 3 months or refer to the list on the source of funds form.
6. Filled out and signed source of funds form.

Partnerships

1. Documents required for the General Partner, the principals, being significant partners, as above for individuals.
2. A certified true copy of the partnership deed, if any.
3. Copy of the latest report and accounts.
4. Confirmation of the nature of the business of the partnership to ensure that it is legitimate.
5. Source of Funds - Bank statements for the last 3 months or refer to the list on the source of funds form.
6. Filled out and signed source of funds form.

OGF currently does not accept third-party payment transactions. All investments must be made directly from your bank account. In cases where third-party payments are inevitable, the reference must clearly state the full name of the investor as registered on your investor profile.

You can use a valid government-issued ID card for verification purposes. An international passport is only required if your government ID is not in English.

The Sahara and Sahel funds offer principal guarantees due to their stable and non-volatile asset allocations. In contrast, the Nile and Zambezi funds carry slightly higher risks for higher returns. However, OGF ensures that the principal will not be lost.

Currently, OGF does not allow investments on behalf of minor children, but this is being considered for the long term.

Currently, the NOK feature is not available. However, in the long term, you will be able to designate a next of kin or beneficiary during the onboarding process.

OGF offers a variety of investment options across different asset classes, categorized into various funds. Please visit our website here for a detailed overview of our current fund offerings.

You can track your investment performance through your secure online account portal. The portal provides real-time updates and historical data on returns.

OGF charges a transparent management fee structure, which is outlined in our offering documents and available on our website

Early withdrawal is possible, upon approval by the fund management team.

You can update your personal information and account details by logging into your online account portal.

OGF employs robust security measures to protect your personal and financial information, including data encryption, secure login protocols, and regular security audits.

If you have a dispute or issue with your investment account, please contact our Investor Relations team at ask@opportunik.com.

OGF is strictly a US Dollar-denominated fund. If your funds are in another currency, they will be converted to USD.

Our Investor Relations team is available to assist you throughout your customer experience. You can reach them here.

OGF focuses on alternative investments and does not primarily invest in traditional assets like bonds and Treasury bills. However, we do have a relatively small allocation to traditional assets

Yes, OGF offers financial advisory services. Please book a session here to speak with our experts.

Yes, you can. Please send an email to ask@opportunik.com for further assistance with merging your investments.